Sl. No. |
Parameteres |
31.03.2020 |
31.03.2021 |
31.03.2022 |
31.03.2023 |
31.03.2024 |
1 |
Membership |
623 |
659 |
666 |
644 |
650 |
2 |
Share Capital |
7000.57 |
8895.25 |
10660.37 |
12552.64 |
12786.18 |
State Govt., |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Members |
7000.57 |
8895.25 |
10660.37 |
12552.64 |
12786.18 |
|
3 |
Reserves |
7470.31 |
8129.87 |
9166.89 |
14824.33 |
15862.94 |
Free Reserves |
5294.45 |
5766.05 |
6384.28 |
7120.72 |
8656.60 |
|
Other Reserves |
2175.86 |
2363.82 |
2782.61 |
7703.61 |
7206.34 |
|
4 |
Own Fund |
12568.58 |
15509.37 |
18000.64 |
20903.91 |
22695.91 |
4 |
Deposits |
105694.39 |
122340.71 |
137736.37 |
143711.16 |
156390.26 |
Low Cost |
41406.84 |
46416.65 |
53130.80 |
50118.41 |
54487.37 |
|
High Cost |
64287.55 |
75924.06 |
84605.57 |
93592.75 |
101902.89 |
|
5 |
CD Ratio |
97.75 |
101.94 |
104.70 |
80.95 |
78.88 |
6 |
Investment |
49835.62 |
58612.39 |
58390.18 |
53413.54 |
64305.18 |
SLR |
17879.07 |
22579.49 |
25087.32 |
26132.27 |
27284.02 |
|
Non-SLR |
31956.55 |
36032.90 |
33302.86 |
27281.27 |
37021.16 |
|
7 |
Investment Deposit Ratio |
47.15 |
47.91 |
42.39 |
37.17 |
41.12 |
8 |
Borrowings outstanding |
40422.92 |
48817.71 |
53655.79 |
60879.99 |
64613.30 |
Short Term SAO |
|
|
|
|
|
|
NABARD |
17965.48 |
31496.42 |
32000.00 |
44696.13 |
42205.00 |
|
APEX BANK |
2663.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Medium Term NFS |
19794.44 |
17321.29 |
21655.79 |
16183.86 |
21508.30 |
|
Others |
0.00 |
0.00 |
0.00 |
0.00 |
900.00 |
|
9 |
Loans and Advances Issued |
85443.33 |
101906.99 |
120947.28 |
144054.26 |
151103.02 |
|
Agriculture |
59978.68 |
75081.56 |
91685.41 |
105496.37 |
102302.36 |
|
Non-Agriculture |
25464.65 |
26825.43 |
29261.87 |
38557.89 |
48800.66 |
10 |
Loans and Advances O/s |
103314.09 |
124714.55 |
144207.38 |
165618.55 |
174324.60 |
|
Agriculture |
68696.52 |
85076.06 |
100604.32 |
115441.70 |
113970.67 |
|
Non-Agriculture |
34617.57 |
39638.49 |
43603.06 |
50176.85 |
60353.93 |
11 |
Recovery % Overall |
89.87 |
91.53 |
93.07 |
94.12 |
94.56 |
Agriculture |
87.71 |
90.53 |
92.16 |
93.26 |
93.48 |
|
Non-Agriculture |
94.62 |
94.22 |
95.60 |
96.60 |
97.40 |
|
12 |
Working Capital |
163641.36 |
194166.46 |
214864.92 |
236286.90 |
255392.38 |
13 |
NPA % |
5.06 |
4.48 |
4.33 |
4.15 |
3.86 |
14 |
CRAR % |
11.01 |
11.36 |
11.10 |
11.99 |
12.80 |
15 |
Total Income |
11143.89 |
12614.31 |
13830.15 |
16146.64 |
17885.74 |
16 |
Total Expenditure |
10870.33 |
11766.24 |
12874.16 |
14916.09 |
16632.61 |
17 |
Net Profit/Loss |
273.56 |
848.07 |
955.99 |
1230.55 |
1253.13 |
18 |
Weighted Avg Yield on Assets |
7.33 |
6.96 |
6.92 |
7.27 |
7.62 |
a)Yield on Loans |
4.90 |
4.87 |
5.24 |
7.46 |
7.65 |
|
b)Yield on Investment |
2.43 |
2.09 |
1.68 |
6.71 |
7.53 |
|
19 |
Weighted Avg Cost of Funds |
5.17 |
4.86 |
4.5 |
5.24 |
5.71 |
a)Cost of Deposits |
3.60 |
3.36 |
3.16 |
5.01 |
5.40 |
|
b)Cost of Borrowing |
1.57 |
1.50 |
1.34 |
5.79 |
6.44 |
|
20 |
Financial Margin |
2.16 |
2.10 |
2.42 |
2.03 |
1.91 |
21 |
Misc Income % to Working Fund |
0.35 |
0.31 |
0.32 |
0.57 |
0.47 |
22 |
Cost of Management to Working Fund |
1.85 |
1.53 |
1.76 |
1.80 |
1.85 |
23 |
Risk Cost % Working Fund |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
24 |
Net Margin |
0.66 |
0.88 |
0.98 |
0.80 |
0.53 |
25 |
Productivity Per Branch |
6966.95 |
7486.52 |
8543.75 |
9373.63 |
10021.66 |
26 |
Productivity Per Employee |
904.80 |
1025.13 |
1169.89 |
1052.14 |
1136.48 |
27 |
Number of Employees |
231 |
241 |
241 |
294 |
291 |
28 |
Salaries |
1664.72 |
1730.81 |
2059.09 |
2242.09 |
2891.72 |
29 |
Salary Per Staff |
7.21 |
7.18 |
8.54 |
7.63 |
9.94 |
30 |
Other Expenses |
1022.26 |
926.45 |
1298.69 |
1625.53 |
1367.02 |
31 |
Interest Paid |
7501.81 |
8424.95 |
8582.19 |
9937.25 |
11716.57 |
32 |
Branches |
30 |
33 |
33 |
33 |
33 |
33 |
Staff Per Branch |
8 |
7 |
7 |
9 |
9 |
34 |
Per Farmer KCC Loan |
0.82 |
0.81 |
0.89 |
0.96 |
0.96 |
35 |
Per PACS KCC Loan |
405.64 |
417.38 |
490.43 |
541.64 |
536.03 |
36 |
No.of KCC Holders Covered under PAIS |
50898 |
64802 |
72146 |
75751 |
77140 |
37 |
Imbalance (GAP) |
1486.74 |
1811.96 |
2045.67 |
2042.43 |
2668.53 |
38 |
Audit classification |
"A" |
"A" |
"A" |
"A" |
"A" |
