(Rs. in Lakhs) |
||||||
| Sl.No. | Parameteres |
31.03.2011 |
31.03.2012 |
31.03.2013 |
31.03.2014 |
31.03.2015 |
1. |
Membership | 663 |
666 |
668 |
528 |
533 |
2. |
Share Capital | 962.27 |
1043.37 |
1124.07 |
1287.35 |
1730.29 |
| State Govt., | 75.23 |
75.23 |
75.23 |
75.23 |
75.23 |
|
| Members | 887.04 |
968.14 |
1048.84 |
1212.12 |
1655.06 |
|
3. |
Reserves | 2336.42 |
2500.52 |
3016.10 |
3553.82 |
3970.88 |
| Free Reserves | 624.25 |
750.76 |
1626.82 |
2013.48 |
2375.68 |
|
| Other Reserves | 1712.17 |
1749.76 |
1434.28 |
1540.34 |
1595.20 |
|
4. |
Deposits | 30237.26 |
35040.37 |
41340.00 |
47820.95 |
58108.95 |
| Low Cost | 8579.49 |
9675.71 |
11255.38 |
12394.30 |
13839.47 |
|
| High Cost | 21657.77 |
25364.66 |
30084.62 |
35426.65 |
44269.48 |
|
5. |
CD Ratio | 70.82 |
73.87 |
68.64 |
76.53 |
79.72 |
6. |
Investment | 21393.66 |
20388.13 |
26503.21 |
29547.48 |
32633.06 |
| SLR | 7432.43 |
8700.00 |
10000.00 |
12000.00 |
16390.00 |
|
| Non-SLR | 13961.23 |
11688.13 |
16503.21 |
17547.48 |
16273.06 |
|
7. |
Investment Deposit Ratio | 70.75 |
58.18 |
64.11 |
61.79 |
56.21 |
8. |
Borrowings | 9793.66 |
8059.11 |
9400.25 |
13864.55 |
18169.70 |
| Short Term SAO | ||||||
| NABARD | 5402.85 |
6266.38 |
8071.65 |
9854.24 |
13500.00 |
|
| APEX BANK | 4292.77 |
1729.91 |
1301.12 |
4000.00 |
2200.00 |
|
| Medium Term NFS | 98.04 |
62.82 |
27.48 |
10.31 |
2469.70 |
|
9. |
Loans and Advances Issued | 21044.95 |
25415.19 |
26779.12 |
34474.03 |
45326.26 |
10. |
Loans and Advances Outstanding | 21413.88 |
25884.87 |
28377.60 |
36599.08 |
46323.58 |
11. |
Recovery % Overall | 88.95 |
92.98 |
90.82 |
89.01 |
94.32 |
| Agriculture | 86.94 |
91.73 |
88.40 |
85.64 |
93.06 |
|
| Non-Agriculture | 94.31 |
95.43 |
95.23 |
95.83 |
96.69 |
|
12. |
Working Capital | 46671.26 |
48662.49 |
57301.79 |
68542.77 |
83913.14 |
13. |
NPA % | 7.26 |
4.39 |
6.87 |
6.29 |
5.90 |
14. |
CRAR% | 10.16 |
11.07 |
9.85 |
9.65 |
9.78 |
15. |
Total Income | 3523.97 |
4509.83 |
4752.17 |
5510.98 |
7285.94 |
16. |
Total Expenditure | 3474.70 |
4258.48 |
4436.96 |
5141.42 |
6883.71. |
17. |
Net Profit/Loss | 49.27 |
251.35 |
315.21 |
369.56 |
402.23 |
18. |
Weighted Average Yield on Assets | 8.14 |
9.51 |
9.21 |
8.95 |
9.54 |
| a)Yield on Loans | 8.90 |
10.52 |
9.13 |
8.53 |
10.02 |
|
| b)Yield on Investment | 8.01 |
9.32 |
10.14 |
10.11 |
9.80 |
|
19. |
Weighted Average Cost of Funds | 5.26 |
5.71 |
6.16 |
5.53 |
6.29 |
| a)Cost of Deposits | 6.27 |
6.85 |
7.19 |
6.22 |
7.29 |
|
| b)Cost of Borrowing | 5.05 |
5.48 |
5.40 |
6.25 |
6.02 |
|
20. |
Financial Margin | 2.88 |
3.80 |
3.05 |
3.42 |
3.25 |
21. |
Misc Income % to Working Fund | 0.23 |
0.24 |
0.20 |
0.18 |
0.20 |
22. |
Cost of Management to Working Fund | 1.81 |
1.67 |
2.12 |
2.35 |
1.98 |
23. |
Risk Cost % Working Fund | 0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
24. |
Net Margin | 1.30 |
2.37 |
1.13 |
1.25 |
1.47 |
25. |
Productivity Per Branch | 2235.46 |
2538.55 |
2904.90 |
3146.64 |
3834.41 |
26. |
Productivity Per Employee | 333.24 |
390.55 |
346.85 |
381.41 |
489.50 |
27. |
Number of Employees | 161 |
156 |
201 |
198 |
188 |
28. |
Salaries | 480.56 |
500.45 |
823.13 |
1047.19 |
1013.77 |
29. |
Salary Per Staff | 2.98 |
3.21 |
4.10 |
5.29 |
5.39 |
30. |
Other Expenses | 279.13 |
272.54 |
245.52 |
374.46 |
538.44 |
31. |
Interest Paid | 2214.81 |
2642.47 |
3110.92 |
3338.94 |
4707.17 |
32. |
Branches | 24 |
24 |
24 |
24 |
24 |
33. |
Staff Per Branch | 6.71 |
6.50 |
8.38 |
8.25 |
7.83 |
34. |
Per Farmer KCC Loan | 0.30 |
0.31 |
0.36 |
0.44 |
0.51 |
35. |
Per PACS KCC Loan | 101.04 |
110.46 |
122.99 |
167.25 |
211.16 |
36. |
No.of KCC Holders Covered under PAIS | 34201 |
39348 |
40865 |
42392 |
43987 |
37. |
Imbalance (GAP) | 1267.73 |
947.20 |
1008.48 |
1226.87 |
1200.68 |
38. |
Audit classification | "B" |
"B" |
"A" |
"A" |
|
CHIEF EXECUTIVE OFFICER |
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